§ Live result
€120,000 · 6 years
A · Standard IRPF
Progressive · Art. 63 LIRPF
€40,800
Effective rate 34.0%
- Top bracket reached
- 45% (€60k–€300k)
- Personal allowance
- −€1,055
- Net annual tax
- €40,800
B · Beckham regime
Flat · Art. 93 LIRPF
€28,800
Effective rate 24.0%
- Rate band 1 (≤ €600k)
- 24%
- Rate band 2 (> €600k)
- 47%
- Net annual tax
- €28,800
§ Cumulative savings · 6 years
€72,000SAVED
On a salary of €120,000 in Madrid, six years under the Beckham Law saves you €72,000 in income tax compared to standard Spanish IRPF. That's roughly seven months of net salary back in your pocket — and excludes the wealth-tax exemption on foreign assets.
Standard · Take-home (gross − tax)
€79,200
After income tax · before Social Security
Beckham · Take-home (gross − tax)
€91,200
+€12,000 more per year
IRPF brackets · 2024–26 · Madrid · combined state + regional
| Band | Income range | Marginal rate | Tax on this band |
|---|